8 surprising secrets about your credit card

8 surprising secrets about your credit card
Your favorite credit card has sat in the top pocket of your wallet for years. You have memorized the interest rate, the credit limit and its perks. Think you know everything about your favorite credit card? Not necessarily. Even if you’ve carried the card for years, it could have a couple of surprises [...]

3 financial goals that trump college savings

3 financial goals that trump college savings
college Highlights It doesn’t make sense to invest for college before paying down high-interest loans. Consider getting certain policies to cover catastrophes before opening a college account. While it’s always possible to borrow money for college, retirement is another matter. Visions [...]

FHA ‘streamline refinances’ get cheaper, easier

FHA ‘streamline refinances’ get cheaper, easier
refinance Highlights Lower FHA mortgage insurance fees go into effect June 11. Streamline refis are for FHA borrowers who are current on payments. The FHA doesn’t require appraisals but the lender might. The government is about to make refinancing FHA mortgages more affordable — and potentially [...]

Montana Authorities to Verify Insurance via Database

Montana Authorities to Verify Insurance via Database
by Charles Nguyen, Online Auto Insurance News TeamCategory: Latest News, State Specific Friday, May 18, 2012 11:39 am[1][2] Next week, the Montana Highway Patrol will begin using the Montana Insurance Verification System (MTIVS) which can instantly confirm that a car has proper coverage in place. Troopers [...]

Kids had me co-sign. Now, why can’t I refi?

Kids had me co-sign. Now, why can’t I refi?
refinance Dear Dr. Don,I want to refinance my home. I currently have a 5.5 percent mortgage and can get a new mortgage loan at 4 percent. I owe $173,000, and my house should appraise at $300,000, even in this down market. I purchased the home for $325,000. What’s the problem? I am the co-signer [...]
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